Finance

%0 Interest Free Finance Up to 12 Months 
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You Can Finance Your Purchase Up To 12 Months on Orders over £ 250
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Our Finance Options are 6 month , 9 month , 12 months 
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Enter the total amount you want to spend, choose how many months you wish to pay, take advantage of our no deposit deal or if you prefer you can specify a deposit of up to 50% of total order value.
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How do I finance my purchase?
  • Add the items you want to add your basket and proceed to checkout
  • In payment options select  Finance with GoCardless , you can then select the finance option which you require
  • You will be asked to complete a simple application, We have 2 Steps;
  • You will receive after give order Credit Report And Finance Authorization Form and Fill and send post our this Adress : 26 High St , Cradley Heath B64 5HG

 

  • Set up Direct Debit with Rubeza LTD with click this link :
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Will I qualify for finance?
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To apply for one of our credit options you must meet the following criteria:
  • Over 18 years of age.
  • A UK resident with at least 3 years continual address history
  • Be in full time employment, unless retired or a house person with a spouse in full time employment
  • Have a UK bank account capable of accepting Direct Debits.
  • The goods must be delivered to your home address 

 

Frequently Asked Questions

When do repayments begin?
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All monthly payments are paid by direct debit from the applicant's bank account. Typically the 1st payment will be due on or around one month after the date of the finance agreement being put in place and all subsequent monthly payments will be due every month for the length of your term on that same day every month. Please have sufficient funds in place for 7 days either side of your expected 1st payment. We cannot legislate for any changes due to weekends/bank holidays.
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Can I use finance to purchase multiple items?
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Yes you can add multiple items to your basket, when you get to checkout select payment option pay by Finance with GoCardless.
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What do I need to apply?
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At the payment stage you will be required to fill out the Credit Report And Finance Authorization form and add an signature. Please make sure you use your full name and address.
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I've got a question about the status of my finance application
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Please contact us. You will be able to find our contact details on our web site contact us page.
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How do I amend my order?
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Contact us directly if you want to amend any part of your order, including delivery. You will be able to find our contact details on our web site contact us page.
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Why was my application declined?
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Applications can be declined for a whole host of reasons. Unfortunately, we are not given the reason why a customer is declined for a credit application.

The decline message is sent to you by the RUBEZA LTD with no justification or explanation. If you wish to find out more please contact us. May details can be found in the email you received from Rubeza LTD confirming the lending decision..
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I'm having problems paying my deposit online.
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Please , your deposit will be taken in your bank account with direct debit in a couple of days , if you have any other enquries please contact us.

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